You can find other differences among the two submitting alternatives Aside from partial repayment or a complete discharge of the debts. A Chapter 7 bankruptcy doesn’t secure you from losing your house to foreclosure, Whilst a Chapter thirteen may help you stay away from foreclosure.

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That relies on the kind of bankruptcy you qualify for. With a Chapter 7 bankruptcy, your property might be marketed (other than Maybe your property and auto), along with your creditors will likely be paid out off While using the proceeds. ) and talk to them to explain their charge timetable